--- title: Are your friends helping or hurting your ADHD money situation? description: Are your friends helping or hurting your ADHD money situation? image: https://infocus.money/hubfs/Imported_Blog_Media/AdobeStock_618097604.jpg --- [Skip to the main content.](https://infocus.money/your-money-in-focus/adhdmoneytalkblog/are-your-friends-helping-or-hurting-your-adhd-money-situation#main-content) [![Artboard 51_1@2x](https://infocus.money/hs-fs/hubfs/Artboard%2051_1@2x.png?width=1888&height=969&name=Artboard%2051_1@2x.png "Artboard 51_1@2x")](https://infocus.money) [![Artboard 51@2x](https://infocus.money/hs-fs/hubfs/Artboard%2051@2x.png?width=1889&height=969&name=Artboard%2051@2x.png "Artboard 51@2x")](https://infocus.money) - Learn More - [Read the blog](https://infocus.money/your-money-in-focus) - [Watch Dave on YouTube](https://www.youtube.com/@adhdmoneytalk) - [Listen to Dave on the podcast](https://www.adhdmoneytalk.com/) - Freebies - [Unbudget Lite](https://freeunbudget.shamelessmoney.com/) - [Free Ebook](https://infocus.money/adhd-money-ebook) - [Our Team](https://infocus.money/our-team) [![Start here](https://no-cache.hubspot.com/cta/default/3302805/interactive-208992160938.png)](https://infocus.money/hs/cta/wi/redirect?encryptedPayload=AVxigLKo6guxIN2VqSnlykMQNpdvhTWOBnQSxCk7V%2FLvDZZ%2F9MAMq3TGSSsG0yQuSZYNXbvx8WxOKkcMs1%2FuAEmeR2a5O2hdDzeedmYO1p%2B4M7bghNcyN7bFK7z4jiMN2UOgFVrXhNDXqquP7wn%2BVpA4grscLrFwfo4j3zsYS5df33pcubP2%2F7tSkDnG%2Bmy8G2vw6cCsSzmI0GLpSXAJwpvb6S9rrQWSZhY%3D&webInteractiveContentId=208992160938&portalId=3302805) Toggle Menu Toggle Menu [![Start here](https://no-cache.hubspot.com/cta/default/3302805/interactive-208992160938.png)](https://infocus.money/hs/cta/wi/redirect?encryptedPayload=AVxigLKo6guxIN2VqSnlykMQNpdvhTWOBnQSxCk7V%2FLvDZZ%2F9MAMq3TGSSsG0yQuSZYNXbvx8WxOKkcMs1%2FuAEmeR2a5O2hdDzeedmYO1p%2B4M7bghNcyN7bFK7z4jiMN2UOgFVrXhNDXqquP7wn%2BVpA4grscLrFwfo4j3zsYS5df33pcubP2%2F7tSkDnG%2Bmy8G2vw6cCsSzmI0GLpSXAJwpvb6S9rrQWSZhY%3D&webInteractiveContentId=208992160938&portalId=3302805) - Learn More - [Read the blog](https://infocus.money/your-money-in-focus) - [Watch Dave on YouTube](https://www.youtube.com/@adhdmoneytalk) - [Listen to Dave on the podcast](https://www.adhdmoneytalk.com/) - Freebies - [Unbudget Lite](https://freeunbudget.shamelessmoney.com/) - [Free Ebook](https://infocus.money/adhd-money-ebook) - [Our Team](https://infocus.money/our-team) 5 min read # Are your friends helping or hurting your ADHD money situation? [Infocus Wealth Strategies](https://infocus.money/your-money-in-focus/author/infocus-wealth-strategies) : Updated on February 14, 2025 [Performance](https://infocus.money/your-money-in-focus/tag/performance) [Momentum](https://infocus.money/your-money-in-focus/tag/momentum) [Gen Z](https://infocus.money/your-money-in-focus/tag/gen-z) [Decision Making](https://infocus.money/your-money-in-focus/tag/decision-making) [Indecision](https://infocus.money/your-money-in-focus/tag/indecision) [Skip to the main content.](https://infocus.money/your-money-in-focus/adhdmoneytalkblog/are-your-friends-helping-or-hurting-your-adhd-money-situation#main-content) [![Artboard 51_1@2x](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/Artboard%2051_1@2x-Feb-14-2025-10-12-31-7571-PM.png?width=1888&height=969&name=Artboard%2051_1@2x-Feb-14-2025-10-12-31-7571-PM.png "Artboard 51_1@2x")](https://infocus.money) [![Artboard 51@2x](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/Artboard%2051@2x-Feb-14-2025-10-12-26-4005-PM.png?width=1889&height=969&name=Artboard%2051@2x-Feb-14-2025-10-12-26-4005-PM.png "Artboard 51@2x")](https://infocus.money) - About - [Our Services](https://infocus.money/adhd-services) - [Success Stories](https://infocus.money/adhd-success-stories) - [Value of planning](https://infocus.money/value-of-planning) - [Client Experience](https://infocus.money/adhd-client-experience) - [FAQs](https://infocus.money/adhd-faqs) - ADHD Money Talk - [Listen to the podcast](https://www.adhdmoneytalk.com/) - [Read the blog](https://infocus.money/adhdmoneytalkblog) - [Follow us on YouTube](https://www.youtube.com/@adhdmoneytalk) - [Free eBook](https://infocus.money/adhd-money-ebook) Toggle Menu Toggle Menu - About - [Our Services](https://infocus.money/adhd-services) - [Success Stories](https://infocus.money/adhd-success-stories) - [Value of planning](https://infocus.money/value-of-planning) - [Client Experience](https://infocus.money/adhd-client-experience) - [FAQs](https://infocus.money/adhd-faqs) - ADHD Money Talk - [Listen to the podcast](https://www.adhdmoneytalk.com/) - [Read the blog](https://infocus.money/adhdmoneytalkblog) - [Follow us on YouTube](https://www.youtube.com/@adhdmoneytalk) - [Free eBook](https://infocus.money/adhd-money-ebook) 4 min read # Are your friends helping or hurting your ADHD money situation? [![Picture of David DeWitt, CFP®](https://infocus.money/hubfs/Imported_Blog_Media/081ae7f0b7355e47553ab606a8c91ef0-Feb-14-2025-10-12-21-0636-PM.png) David DeWitt, CFP®](https://infocus.money/adhdmoneytalkblog/author/david-dewitt) : Jul 26, 2023 6:00:00 PM Have you ever heard the phrase, “You are the average of the people you surround yourself with”? While this can apply to many areas of life, it’s essential to consider when it comes to your finances. As someone with ADHD, you may already be facing challenges when it comes to managing your money – impulsivity, disorganization, forgetfulness, and lack of focus can all make it difficult to stay on top of your finances. But have you stopped to consider how your friends may be influencing your financial habits?   ![AdobeStock_214368481](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/AdobeStock_214368481.jpg?width=946&height=631&name=AdobeStock_214368481.jpg) **The Impact of Social Circles** Research has found that people with ADHD are more likely to be influenced by their social circles when it comes to financial decisions. For example, if your friends are spending money impulsively, you may be more likely to do the same. This can be problematic if your friends have vastly different financial situations than you do.  If you’re struggling to make ends meet or pay off debt, but your friends are going on lavish vacations and eating out at expensive restaurants regularly, it can be hard to resist the temptation to keep up with them. People with ADHD already struggle with impulse control, so this can be a recipe for disaster.     #### **Red Flags to look out for...** What are some red flags that your social circle may be negatively impacting your finances? - Feeling guilty or ashamed if you can’t keep up with your friends’ spending habits - Friends who are always borrowing money or asking for financial help - Feeling like you don’t have anyone to talk to about financial struggles or goals If these sound familiar, it may be time to set some boundaries or re-evaluate the people you surround yourself with. But don’t worry, there are ways to build a supportive network of friends who can help you stay on track. Let’s cover some other issues you can run into. [Work With Us!](https://infocus.money/cs/c/?cta_guid=6ae27a93-dfff-444b-ba5d-d957e24864bb&signature=AAH58kFvURsZViHaLL-QUvcUwHHArpWBxA&portal_id=3302805&pageId=125687259464&placement_guid=f165dc3e-b62a-423b-8fbb-def7b62a9efd&canon=https%3A%2F%2Finfocus.money%2Fadhdmoneytalkblog%2Fare-your-friends-helping-or-hurting-your-adhd-money-situation&ts=1739552022172&__hstc=85981638.46809d00dc0d3381a9cf26262c89907b.1739552022839.1739552022839.1739552022839.1&__hssc=85981638.1.1739552022839&__hsfp=2656073202&hsutk=46809d00dc0d3381a9cf26262c89907b&contentType=blog-post) ![Female hand emerging from crumpled paper pile holding a red flag with stop written on it](https://infocus.money/hubfs/Imported_Blog_Media/Female%20hand%20emerging%20from%20crumpled%20paper%20pile%20holding%20a%20red%20flag%20with%20stop%20written%20on%20it.jpg)   **Peer Pressure and Impulse Buying** One way in which your friends may be impacting your finances is through peer pressure. You may feel compelled to spend money on things that your friends are interested in, even if they don't align with your financial goals. For instance, your friends may enjoy going out to eat at expensive restaurants or buying new clothes every week. This can lead to impulse buying and overspending, which can harm your financial position. To manage this, try setting boundaries with your friends. Let them know that you may not be able to participate in certain activities or purchases due to your financial situation. They may not realize the negative impact they’ve been having on you. It's okay to say no and prioritize your long-term financial health over short-term pleasures. If you come across something that you want to buy or take part in, set a rule that you have to wait a period of time to think about it thoroughly. Sometimes when you get home and truly think about it in peace and quiet, you realize this choice actually isn’t aligned with your goals and you can work on letting the desire go. ![AdobeStock_196694952](https://infocus.money/hubfs/Imported_Blog_Media/AdobeStock_196694952.jpg) ![AdobeStock_182863698](https://infocus.money/hubfs/Imported_Blog_Media/AdobeStock_182863698.jpg) ![AdobeStock_156205077](https://infocus.money/hubfs/Imported_Blog_Media/AdobeStock_156205077.jpg) **Enabling Bad Financial Habits** Another way in which your friends may be impacting your ADHD money situation is by enabling harmful money habits. For example, your friends may encourage you to spend money even when you know you shouldn't. They may also borrow money from you and never repay the debt, leaving you financially insecure. To avoid falling into this trap, stress the importance of good financial practices with your friends. Encourage open communication about money and work together to support each other's goals. If you find that a friend is unable to respect your financial boundaries, it may be time to re-evaluate their role in your life. **How to Build a Supportive Network** First, think about what kind of people you want to surround yourself with. Ideally, you want friends who are understanding, sympathetic, and supportive when it comes to your ADHD financial struggles. Look for people who are open and honest about their own financial situations, and who are respectful of your boundaries.  You may want to consider joining a support group specifically geared towards people with ADHD and financial challenges – you can easily find these online, and our Facebook group [ADHD Money Talk Community](https://www.facebook.com/groups/305845424726040) is a great place to start!   #### **Green Flags to look out for...** How do you know if your friends are being a positive influence on your finances? - They are respectful of your boundaries - They suggest financially-healthy activities, outings and events - They offer or agree to hold you accountable ![AdobeStock_113652440](https://infocus.money/hubfs/Imported_Blog_Media/AdobeStock_113652440.jpg) **Discovering New Opportunities** On the other hand, your friends may also be a positive influence on your ADHD money situation. They may introduce you to new ways of managing your money or encourage you to try new experiences that are more budget-friendly. It's also possible that your friends may even be a valuable resource for networking or job opportunities. To leverage these opportunities, stay open-minded and communicative with your friends. You never know what valuable insights or connections they may be able to provide. ![AdobeStock_492268711](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/AdobeStock_492268711-1.jpg?width=5616&height=3744&name=AdobeStock_492268711-1.jpg) **Practicing**** Mindful Spending** One of the best things that your friends can do to help your ADHD money situation is to practice mindful spending together. Whether you're working on saving up for a big purchase or trying to adopt more frugal habits, having accountability partners can make all the difference. To practice mindful spending with your friends, try setting bite-sized goals or challenges for yourselves. For example, you could challenge each other to eat out less or find more affordable entertainment options. This can help you make progress on your financial goals while also strengthening your relationships. This can sound a little fluffy, so make sure you set bite-sized, actionable steps to try this out.   Managing your finances with ADHD can be challenging, but it’s important to remember that you’re not alone. By understanding how your friends are impacting your financial situation and taking steps to prioritize your long-term goals, you can create a more secure and sustainable financial future. Consider working with a Financial Planner [(Like Us!)](https://www.dewittcm.com/adhd?utm_referrer=https%3A%2F%2Fwww.dewittcm.com%2Fadhdmoneytalkblog%2Fovercoming-impulsive-spending-habits-with-adhd) or a Coach who specializes in ADHD. They will recommend tools like [Accountability Calls](https://www.dewittcm.com/adhd-discovery-session?utm_referrer=https%3A%2F%2Fwww.dewittcm.com%2Fadhd%3Futm_referrer%3Dhttps%253A%252F%252Fwww.dewittcm.com%252Fadhdmoneytalkblog%252Fovercoming-impulsive-spending-habits-with-adhd), ‘Body Doubling’, and setting up smart systems to work for you so that your brain can take a breather.   Secure your financial future now!   Contact us for a consultation with our ADHD Certified financial planner.   [Explore ADHD Financial Planning](https://infocus.money/cs/c/?cta_guid=e25d0eeb-04ce-4e9b-bc73-75c1bf2d7b35&signature=AAH58kEb8wLMf0UK8Yp2kbyg2SZj15cOxQ&portal_id=3302805&pageId=125687259464&placement_guid=f5dce220-35a5-476a-9ed1-31203d8f984b&canon=https%3A%2F%2Finfocus.money%2Fadhdmoneytalkblog%2Fare-your-friends-helping-or-hurting-your-adhd-money-situation&ts=1739552022126&__hstc=85981638.46809d00dc0d3381a9cf26262c89907b.1739552022839.1739552022839.1739552022839.1&__hssc=85981638.1.1739552022839&__hsfp=2656073202&hsutk=46809d00dc0d3381a9cf26262c89907b&contentType=blog-post) ![pexels-firmbeecom-7013100](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/pexels-firmbeecom-7013100-4.jpg?width=2000&name=pexels-firmbeecom-7013100-4.jpg) - Share First Name\* Last Name Email\* Website Comment\* [![The Power of Financial Habits For ADHD: How Wealthy Individuals Build Prosperity](https://infocus.money/hubfs/Imported_Blog_Media/pexels-iam-hogir-17781647-1-Feb-14-2025-10-06-32-5594-PM.jpg)](https://infocus.money/adhdmoneytalkblog/the-power-of-financial-habits-for-adhd-how-wealthy-individuals-build-prosperity) #### [The Power of Financial Habits For ADHD: How Wealthy Individuals Build Prosperity](https://infocus.money/adhdmoneytalkblog/the-power-of-financial-habits-for-adhd-how-wealthy-individuals-build-prosperity) ![Picture of David DeWitt, CFP®](https://infocus.money/hs-fs/hubfs/Imported_Blog_Media/081ae7f0b7355e47553ab606a8c91ef0-Feb-14-2025-10-12-21-0636-PM.png?width=30&name=081ae7f0b7355e47553ab606a8c91ef0-Feb-14-2025-10-12-21-0636-PM.png) [David DeWitt, CFP®](https://infocus.money/adhdmoneytalkblog/author/david-dewitt) : Aug 17, 2023 9:00:00 AM When we think about wealthy people, it's easy to assume that their fortunes stem from family inheritances, lucky breaks, or some extraordinary... 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The rollercoaster of... 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If you, like me, have ADHD, you might be all too familiar with the daunting reality of post-holiday... 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Looking for a different type of ADHD Money Support? #### Check out [Shameless Money](https://www.shamelessmoney.com) Shameless Money, our independent sister company, supports individuals with ADHD through coaching, courses, and digital products. It's a helpful first step if you're uncertain about choosing Infocus. Client Links Client Links - [Right Capital](https://app.rightcapital.com/account/login) - [Altruist](https://app.altruist.com/login) - [Schwab](https://client.schwab.com/Areas/Access/Login) - [Monarch](https://app.monarchmoney.com/login) - [Disclosures](https://infocus.money/disclosures) - [Form ADV](https://infocus.money/hubfs/Compliance%20Files/Form%20ADV%20Part%202A%20-.pdf) - [Form CRS](https://infocus.money/hubfs/Compliance%20Files/DeWitt%20Form%20CRS%20Document_FINAL.pdf) © 2026 Infocus Wealth Strategies, a service brand of DeWitt Capital Management. 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